Toledo Police FCU Privacy & Disclosure Information
The Toledo Police Federal Credit Union is owned by its members and run by a Board of Directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.
INFORMATION WE COLLECT
Toledo Police Federal Credit Union collects non-public personal information about you from the following sources:
a. Information we receive from you on applications and other forms,
b. Information about your transactions with us or others, and
c. Information we receive from a consumer reporting agency.
INFORMATION WE DISCLOSE
We are committed to providing you with competitive products and services designed to meet your financial needs, which necessitates that we share information about you to complete your transactions and provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider.
We may disclose all the information we collect, as described previously, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.
We may also disclose information we collect about you under other circumstances as required by law. The disclosures typically include information to process transactions on your behalf, conduct the operations of the credit union, follow your instructions or protect the security of our financial records.
If you terminate your membership with the Toledo Police Federal Credit Union, we will not share information we have collected about you, except as permitted by law.
HOW WE PROTECT YOUR INFORMATION
Toledo Police Federal Credit Union restricts access to non-public personal information about you to those employees and employees of the shared branch facility who have a specific reason for using it.
Our employees are trained on the importance of maintaining confidentiality and member privacy.
We maintain physical, electronic and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your non-public personal information.
Toledo Police Federal Credit Union continues to develop new and exciting opportunities for our members. As such, we reserve the right to disclose non-public personal information to financial service providers such as insurance companies.
WHAT YOU CAN DO TO HELP PROTECT YOUR PRIVACY
Toledo Police Federal Credit Union is committed to protecting the privacy of our members. Members can help by following these simple guidelines:
a. Protect your credit union account numbers, your credit card numbers, your social security number, your PINs (personal identification numbers) and passwords. Never keep your PIN with your debit card or credit card which can provide free access to your accounts if your card is lost or stolen.
b. Use caution when disclosing your account numbers, social security number etc. to other persons. If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.
c. Keep information with us current and up to date. It is important that we have current information on how to reach you. If we detect fraudulent or unauthorized activity or use of an account, we will attempt to reach you immediately. If your address or phone number changes, please let us know.
If you have any questions concerning this notice, please do not hesitate to call us - we are here to serve you.
4280 Heatherdowns 525 N. Erie
Toledo , OH 43614 Toledo, OH 43624
(419) 385-0101 (419) 241-9730